Fine Homes in Central and North Toronto
January 28th, 2012 

BILL & MARGARET JOYCE

416-485-8140
Over 35 years of outstanding service

Bill Joyce Real Estate Ltd., Brokerage

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We Specialize in These Beautiful Toronto Neighbourhoods

NORTH TORONTO CENTRAL TORONTO EAST YORK

Allenby
Bedford Park
Chaplin Estates
Cricket Club
Davisville Village
Hogg's Hollow
Lawrence Park
Lytton Park
North Toronto
Teddington Park
Wanless Park

Annex
Deer Park
Moore Park
Rosedale
Summerhill

Bennington Heights
Leaside

WEST TORONTO
Humber Valley

Click on any Toronto neighbourhood name for detailed information and guidance.

Featured Listings

MLS® #: C2223425
MOORE PARK DETACHED
40 RIDGE DRIVE, TORONTO
Price: $1,345,000
Status: Sold
Bedrooms: 3+1
Bathrooms: 1.5
Intersection: Mt. PLEASANT/INGLEWOOD
MLS® #: C2239002
62 Mitchell Ave
62 Mitchell Ave, Toronto
Price: $540,000
Status: Sold
Bedrooms: 3
Bathrooms: 2
Intersection: Queen/Niagara
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Closing Cost CalculatorView The TREB Housing Market Charts for November 2011Ford Committed To Repeal Land Transfer Tax!!
You can calculate the cost of your residential home closing with WiseLawyer.com's Closing Cost Calculator. Click to use it.Toronto Real Estate Board is providing all the members with housing market information in a graph format that will help REALTORS® Encouraged by Mayor Ford’s Re-Affirmation of Commitment to Repeal Land Transfer Tax Toronto, December 15, 2011 – REALTORS® are applauding Mayor Rob Ford for re-affirming his commitment to repeal the Toronto Land Transfer Tax
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My December Update on Sales Activity In Your Neighbourhood?Expenses & Rebates Available to Buyers In OntarioWhat's The Buyer Representation Agreement And Why Sign It?
Monthly, I update Central, Midtown and North Toronto neighbourhood sales and listings. AN INTRODUCTION TO COSTS AND REBATES AVAILABLE ON HOME PURCHASES IN ONTARIO While the costs of purchasing a home in Ontario can seem overwhelming, there are many government programs and rebates to encourage first-time Buyers to take the plungThe Toronto Real Estate Board released a video explaining why you should sign a Buyer Representation Agreement (BRA)
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Secrets In Getting The Lowest Interest Rates!! MORTGAGE SECRETSBe Careful When Renting Newer Condo or Home
How to Get the Lowest Interest Rate by Dave Larock To the uninitiated, Canada’s lending market must look like a very egalitarian place. All of our major banks post the same mortgage rates (raising and lowering thMortgage Secrets from an Independent Mortgage Planner by Dave Larock If you are buying a house or refinancing your mortgage, the siren song emanating from your local bank branch can be mighty tempting.Be careful when renting newer condo or home Nov. 1, 1991, is a very important date for rental properties in Ontario. If your home, condo or apartment was built after that date, rent review does not apply. So
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Difficult To Sell Pre-Registration Condo UnitsFixed or Variable-rate Mortgage: Read The Article And Decide Who Is Julie Dickson?
With thousands of new Toronto condominiums being completed each year, investor purchasers are putting many of them on the market, anxious to cash in on their profits. Unfortunately, the paperwork involved in selling them, During last 3-4 months, market rates for five-year fixed-rate mortgages have dropped from 3.69% to 3.49%, while standard variable-mortgage rates have risen from 2.1% to about 2.3% (if you don’t look too hard). If you’re trying to weigh the narrower spread between fixed and variable rates against the growing belief that the sluggish global economic recovery will keep interest rates low for the foreseeable future, You may not have heard of Julie Dickson, but when she speaks, Canadian banks and lenders listen very carefully. Mrs. Dickson is the chief regulator at the Office of the Superintendent of Financial Institutions
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Softening Sticker ShockCanada`s Latest Financial System Review
Revised purchase agreement could ease ‘sticker shock’ In a landmark consumer protection initiative, the Tarion Last week the Bank of Canada (BoC) issued its latest Financial System Review (FSR), and its governor, Mark Carney, gave a speech called “Growth in the Age of Deleveraging”. If you’re trying to gauge where mortgage rates are headed,
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